This post is about prepaid mobile options for phones and only includes plans that allow voice calls and texts as well as data. For information about mobile broadband packages for USB modems and mobile hotspots see this post: US Prepaid Mobile Broadband Plans Compared
For plans for iPads and other tablets see Prepaid Tablet Data Plans Compared.
As it's difficult for travelers to order online and have a SIM shipped internationally, I've limited this post primarily to SIM-only offers that are widely available at US retail outlets.
In order to use your phone in the US with a local SIM it must be unlocked and support the US frequency bands, which are different from those used in most of the world.
The two national US GSM operators are T-Mobile and AT&T. T-Mobile has lower prices, AT&T covers more of the country than T-Mobile. If you are sticking to major cites, T-Mobile should be fine but for extensive land travel I recommend AT&T.
coverage map, current offers) uses the 1900 mHz band for 2G GPRS/Edge and the 1700 AWS band for 3G/4G UTMS/HPSA/HPSA+. Very few non-US phones support the AWS band.
In most major cities, T-Mobile also has 3G on the 1900 Mhz band that most non-T-Mobile phones, including older (pre iPhone 5s) iPhones do support. 1900 Mhz UTMS/HSPA+ is available in the following markets: Anaheim, CA, Ann Arbor, MI, Atlanta, GA, Austin, TX, Baltimore, MD, Boston, MA, Cambridge, MA, Chicago, IL, Dallas, TX, Denver, CO, Detroit, MI, Fort Worth, TX, Fresno, CA, Ft. Lauderdale, FL, Houston, TX, Kansas City, KS, Las Vegas, NV, Los Angeles, CA, Mesa, AZ, Miami, FL, Minneapolis, MN, Modesto, CA, New York, NY, Newark, NJ, Oakland, CA, Orlando, FL, Philadelphia, PA, Phoenix, AZ, Providence, RI, Reno, NV, Richmond, VA, Sacramento, CA, San Antonio, TX, San Diego, CA, San Francisco, CA, Seattle, WA, Silicon Valley, CA, Springfield, MA, Stockton, CA, Tampa, FL, Tucson, AZ, Virginia Beach, VA, Warren, MI, Washington, D.C.
T-Mobile has LTE 4G data primarily on the 1700 Mhz AWS band (LTE band 4) with supplemental service on 1900 Mhz LTE band 2. T-Mobile started adding additional LTE service on band 12 (700Mhz) in the third quarter of 2014. There's a list on LTE markets on this T-Mobile Web page.
To get started with T-Mobile you need a T-Mobile Prepaid SIM Card Activation Kit which includes a SIM and a single use activation code. The code is required to activate a prepaid account. Do not buy an un-activated T-Mobile USA SIM on Ebay, etc. unless it includes a prepaid plan activation code. Without an activation code the SIM can not be activated on prepaid.
The easiest way to get a T-Mobile SIM is at one of the thousands of company owned stores (store locator) throughout the country. At T-Mobile shops a SIM costs $15 but is often free if you activate a $40/month or higher monthly plan. Some branches of the chain electronics and department stores Best Buy, Target and Walmart also sell T-Mobile prepaid SIM kits for around $10. T-Mobile SIM kits are also available at independent mobile phone shops at prices ranging from free with airtime purchase to as much as $25. Unlike in much of the world, SIMs are not generally available at US drugstores or newstands.
T-Mobile Pay As You Go Plan:
Monthly charge: $3, includes 30 non-rollover minutes or texts. Additional minutes and texts (incoming and outgoing): 10¢ each
MMS: 25¢ each
Data on the pay as you go plan is only available in the form of two add-on data packages; $5 for you 500MB good for one day. A better deal for most visitors is the $10 1GB package good for 7 days.
T-Mobile Monthly Plans:
|Price||Talk Minutes||Texts||Included Data|
|$30/mo 3||100 (overage 10¢/min)||unlimited||unlimited (throttled 1 after 5 GB/month)|
|$35/mo||unlimited||unlimited||data not available|
|$40 Simply Prepaid||unlimited||unlimited||Unlimited (1 GB/month high speed) 5, 6|
|$50 Simple Choice 4||unlimited||unlimited||Unlimited (throttled 1 after 1 GB/month) 5|
|$50 Simply Prepaid||unlimited||unlimited||Unlimited (3 GB/month high speed) 5, 6|
|$60 Simple Choice 4||unlimited||unlimited||Unlimited (throttled 1 after 3 GB/month) 5|
|$60 Simply Prepaid||unlimited||unlimited||Unlimited (5 GB/month high speed) 5, 6|
|$70 Simple Choice 4||unlimited||unlimited||Unlimited (throttled 1 after 5 GB/month) 5|
|$80 Simple Choice 4||unlimited||unlimited||Unlimited, Un-throttled 5|
3 $30/month 5GB plan is available only when activating a SIM or phone purchased at Walmart or when activating a new SIM at www.t-mobile.com/PrepaidActivation. If you switch to another plan you can't switch back to the $30/month unlimited data plan. Tethering and hotspot are limited to 100 MB on this plan
4 For BlackBerry users there's a BIS add-on available at no extra charge on $50/month and higher Simple Choice plans.
5 Tethering and hotspot are permitted on Simple Choice and Simply prepaid plans, Hotspot/tethering are throttled after 7 GB on the $80 unlimited Simple Choice plan
6 High speed data on the "Simply Prepaid" plans is throttled to 8 Mbps. After the high speed allotment is used unlimited data throttled to 128 Kpps is available.
The best deal for most visitors is probably the $30/mo 5GB, 100 minute, unlimited text plan. It's also the hardest to get as it's only available for online activations or with SIMs or phones purchased at Walmart. Unfortunately T-Mobile stores are prohibited from selling the un-activated SIM kit needed to activate online. You can get around that by buying a SIM kit before your trip from an eBay seller who will ship internationally or at a Walmart store (Find this item at a Walmart store)
The monthly plans automatically renew every 30 days providing you have sufficient funds in your T-Mobile account. You can switch between monthly and pay as you go plans (except for the $30 unlimited data plan) by calling 1-877-778-2106 on any phone or 611 on your T-Mobile phone or by using T-Mobile's mobile (ma.web2go.com) or desktop (my.t-mobile.com) web sites. Plan changes from or between plans go into effect at the end of the plan period by default but customer support can make an immediate plan change on request.
Hotspot and tethering: allowed on on Simple Choice and Simply prepaid plans, Hotspot/tethering are throttled after 7 GB on the $80 unlimited Simple Choice plan. Hotspot/tethering is limited to 100 MB/momth on the $30 5 GB plan.
Domestic Roaming: T-Mobile allows voice and text roaming at no extra cost on a number of regional operator's networks (areas labeled as "partner" on T-Mobile's coverage map). There's limited data roaming on "Simple Choice" monthly plans $50/mo and higher. Roaming on the $50 plan is limited to 10MB/month, $60 and $70 plan users get 50MB/month of data roaming. On other plans data roaming is not available
International calling and messaging: T-Mobile offers two "Stateside" international calling add-ons which are available with the $50, $60, $70 and $80 monthly plans only:
- $10/month unlimited calls to landlines in 70+ countries, reduced international rates to 200+ countries
- $15/month unlimited calls to mobile phones in 30+ countries and landlines in 70+ countries, reduced international rates to 200+ countries.
Unlimited international texts are included at no-extra charge on the $30 plan and the $50, $60, $70 and $80 Simple Choice plans and cost the standard 10¢ each on all other plans MMS are 25¢ each on all plans.
T-Mobile's data settings:
APN: epc.tmobile.com or fast.t-mobile.com (for LTE devices)
MMSC proxy: not set
MMSC port: not set
MMS protocol: WAP 2.0
T-Mobile airtime refill PINs in $10, $30, $50 and $100 denominations are readily available and can be purchased at T-Mobile and independent phone shops, "big box" retailers like Target and Walmart, Office Depot stores, 7-11 convenience stores, chain drugstores such as Walgreens, CVS and Publix and at electronic retailers including BestBuy and RadioShack.
T-Mobile Support: 1-877-778-2106 ( 611 from handset) Web Site: prepaid-phones.t-mobile.com
coverage map, current offers) uses the 850 and 1900 MHz bands for GPRS/Edge. 3G UTMS and 4G HSPA+. Most areas have both 850 and 1900 coverage but some are 1900 only (map).
LTE data is available to prepaid users. AT&T mainly uses band 17 (700 Mhz) for LTE but also uses bands 5 (850 Mhz). 2 (1900 Mhz) and 4 (1700 Mhz) for supplemental LTE service in some urban areas.
AT&T uses the brand AT&T GoPhone to refer to its prepaid services.
Pay As You Go Plans: AT&T's basic pay as you plan charges 10 cents/minute for calls and 20 cents each for SMS and MMS. SMS/MMS bundles are available at 200 texts for $4.99, 1000 for $9.99 and unlimited for $19.99.
Daily Plan: Unlimited voice and texting is available at $2/day (only charged on days when you make or receive a call or send a text). A 100 MB/$1 Day Data pass is available. Purchasing the data pass and using data does not trigger the $2 charge
Data is automatically enabled on the pay as you go and $2/day plans for non-smartphones only at the exorbitant rate of $0.002/KB ($2/MB).
For phones AT&T recognizes as smartphones, including all iPhones and many popular Android phones, data is disabled and unavailable on the pay as you go plan and only available on the daily plan by purchasing a $1 daily data pass which provides 100 MB good for 24 hours.
Monthly Plans: AT&T has prepaid monthly plans ranging in price from $25 to $60. Details of all the AT&T prepaid plans are listed in the table below.
|Monthly Plan||$30||unlimited||unlimited domestic and international||1¢ per 5 KB ($2/MB) or |
50 MB for $5
|1¢ per 5 KB non-smartphones only. |
100 MB for $5 OK for all phones
|Monthly Plan||$45||unlimited||unlimited domestic and international||unlimited, throttled to 128 Kbps after 1.5 GB. Additional high speed data 500MB for $10|
|US, Mexico & Canada Monthly Plan||$55||Unlimited domestic and to Mexico. Calls to Canada and calls made roaming within Canada and Mexico to the US and 25 other countries are 1¢/minute.||unlimited domestic and international||unlimited, throttled to 128 Kbps after 1.5 GB. Additional high speed data 500 MB for $10|
|Smartphone Monthly Plan with Data||$60||unlimited domestic and to Mexico.||unlimited domestic and international||unlimited, throttled to 128 Kbps after 4 GB. Additional high speed data 1 GB for $10|
AT&T stores charge $10 for a SIM although the charge is often waived if combined with an airtime purchase. There is a 0.20 to $1.50 monthly 911 fee charged in some states in addition to applicable state sales taxes.
Hotspot and tethering: allowed on $45 and $60 smartphone plans.
International calling and messaging:
A $5/month International Long Distance package can be added to any plan including the 10¢/minute and $2/day plans. It provides 250 minutes of calling to cell phones and landlines in Canada, India, China and several other countries and to landlines in over 50 countries (list of countries).
There's also a $10/month Mexico Long Distance Plus package that can be added to $45 and $60 monthly plans only. It includes 1000 minutes of calling to cell phones and landlines in Mexico, Canada, India, China and several other countries and to landlines in over 50 countries (list of countries).
Without an international add-on. AT&T's voice rates are better than T-Mobile's but are still high. Calls to the UK and most Western European countries cost $0.49 per minute, for India, Australia and Japan the surcharge is $1.09/min.
Unlimited international texts to 100 countries (list) are included with the monthly and $2 daily plans. On pay as you go international texts are 25¢ each to send and 20¢ to receive.
As with T-Mobile the easiest way to get a SIM and pay for service is at an AT&T corporate store (store locator). AT&T SIMs are also available at many Walmart stores for $10 and from independent mobile phone shops at widely varying prices.
AT&T's prepaid coverage area (map) is larger than T-Mobile's but AT&T doesn't allow voice, text or data roaming on prepaid plans.
Refill PIN cards are widely available at AT&T and independent phone shops, "big box" retailers like Target and Walmart, Office Depot stores, 7-11 convenience stores, chain drugstores such as Walgreens, CVS and Publix and at electronic retailers including BestBuy and RadioShack. Refill denominations are $15, $25, $50, $75 and $100.
AT&T data settings:
APN - Phone (no user id, password or proxy needed)
MMS proxy: proxy.mobile.att.net
MMS Port: 80
Authentication type: Not set
Tethering: Tethering and hotspot is allowed on AT&T monthly plans that include smartphone data.
AT&T Support: 1-800-901-9878 Web Site: wireless.att.com
MVNO Alternatives. There are dozens of Mobile Virtual Network Operators (MVNO) in the US that resell service from either AT&T or T-Mobile. MVNO SIMs are sold online and by independent mobile dealers. MVNOs have lower rates than T-Mobile or AT&T but SIMS can be hard to find.
Here's a sampling of some of the better MVNO deals.
T-Mobile MVNOs (Unlike with T-Mobile itself, off network roaming is not available on T-Mobile MVNOs):
- Ptel Pay As You Go: 5¢/min, 2¢/SMS including international, 10¢/MB, $10/60 days minimum top up. Monthly plans with unlimited talk and SMS (int'l included) and varying amounts of data: ranging from $20 with 150 MB to $65 with unlimited data throttled to 128 Kbps after 4 GB. Low international calling rates. Dealer locator
- Lycamobile Monthly plans with unlimited talk and SMS (int'l included). All include unlimited 2g (128 Kbps) data: $23/month 100MB 4G; $29/month 500MB 4G; $35/month 2 GB 4G; $45/month 4 GB 4G. Dealer locator.
- Ultra Mobile Monthly plans with unlimited talk and SMS (int'l included): $19 100MB data and unlimited calls to 10 countries; $29 1 GB data, unlimited calls to 40 countries. Dealer Locator
- Go Smart Mobile (owned by T-Mobile) $40 monthly plan, unlimited minutes, unlimited texts, unlimited data, throttled to 128 Kbps after 5 GB Dealer Locator
- Ready SIM, is a T-Mobile MVNO that ships internationally and sells SIMs preloaded with a 3 day, 7 day, 14 day or 30 day plan. All plans include unlimited talk and text, including international texting. Plans with or without data are available. A 7 day ReadySIM with unlimited talk and text and 500 MB of data costs $25. Worldwide shipping is about $10 extra. Ready SIM is also available from Amazon,com. For more about Ready SIM see Good For International Visitors - Ready SIM's Disposable Self Activating SIM with a Built-in Plan.
- Air Voice Pay As You Go: 4¢/min, 2¢/SMS, 6.6¢/MB, $10/30 days minimum top up. Monthly plans with unlimited talk and SMS (int'l included). $30 500MB; $40 1GB; $50 2GB; $60 3GB. Low international calling rates. Plans priced at $40 and higher include unlimited international calls to 70+ countries. No dealer locator
- H2O Pay As You Go: 5¢/min, 5¢/SMS (10¢ int'l), 10¢/MB, $10/90 days minimum top up. Monthly plans with unlimited talk and SMS (int'l included). $30 500MB; $40 1GB. low international calling rates. No dealer locator but available at Best Buy stores.
- Cricket (owned by AT&T but not sold in AT&T stores) Monthly Plans: both include unlimited minutes, unlimited domestic texts, and unlimited 2G data: $40 2.5 GB 4G; $50 5 GB 4G, $60 10GB. Dealer locator. Also available at Walmart stores.
Recommendations T-Mobile is less expensive than AT&T, especially if you need more than 1 Mbps of unthrottled data per month. T-Mobile's coverage is inferior to AT&T's but T-Mobile works well in all major cities and provides at least 2G coverage along most highways.
If you demand the best possible coverage with 3G and 4G data speeds in the most places, AT&T is the best choice, but it's not cheap. The least costly option that includes data is the $25 Monthly Plan with a $5 - 50 MB data package. The $60/month unlimited plan with 2.5 GB of high speed data is a better choice for serious data users
Buying a SIM and service at an AT&T and T-Mobile store near your hotel is the quickest and most convenient way to get mobile service in the US. However it's not the least expensive. It's possible to save money with an MVNO if you are able to buy SIMs online or are willing to spend some time to finding a dealer.
Updated 14-Jun-2015 - T-Mobile enables unlimited hotspot on $40 and higher plans.
How to Get The Best Deal on Prepaid Mobile Data
How To Find The Best Prepaid Voice and Text Plan
New York City Montage image by Bleff (compilation) some rights reseverd [CC-BY-SA-3.0] via Wikimedia Commons